Journal of Financial Stability The Journal of Banking and Finance JBF publishes theoretical and empirical research papers spanning all the major research fields in finance and banking. The aim of the Journal of Banking and Finance is to provide an outlet for the increasing flow of scholarly research concerning financial institutions
Retail Banking has always been an integral part of the Banking activities the world over, but it is only in the recent past that it has gathered special momentum. In the present paper, an attempt has been made to cover the theoretical aspects of the Retail Banking which includes the issues and challenges in Retail Banking, the recent trends in Retail Banking, the future growth of Indian Retail Banking and challenges to retail banking in India.
Banking portfolio, Challenges, Retail banking, Strategies. It is necessary for trade and industry. Hence it is one of the great agencies of commerce. Although banking in one form or another has been in existence from very early times, modern banking is of recent origin. It is one of the results of the Industrial Revolution and the child of economic necessity.
Its presence is very helpful to the economic activity and industrial progress of a country. Indian banks have realized that along with organic growth there is a need to grow inorganically as well, in order to be competitive with other players in the market. In this scenario, retail banking has been the focus of attention for the banking industry.
The emergence of new economies and their rapid growth have been the most important contributing factors in the resurgence of retail banking. Changing lifestyles, rapid improvements in information technology and other service sectors, as well as increasing levels of income, have contributed to the growth of retail banking in countries like India that are developing at a good pace.
However, retail banking also has its share of challenges in retaining customers, introduction of tech-savvy facilities and investments in such facilities, security concerns, Know Your Customer KYC norms, credit evaluation norms, etc. This gives rise to the need to study the growth of Retail Banking in India.
To understand the concept of Retail Banking in India. To understand the reasons for banking upon Retail Banking 3. To study the issues and challenges in Retail Banking.
To study the various products being offered in Retail Banking portfolio. To study the strategies to increase the Retail Banking business. The method adopted to collect the data was secondary research.
Under secondary research a detailed study was done from the various banks websites, books, journals, magazines on banking to obtain the required information.
The concept is not new to banks but is now viewed as an important and attractive market segment that offers opportunities for growth and profits. Retail banking has immense opportunities in a growing economy like India.
As the growth story gets unfolded in India, retail banking is going to emerge a major driver. Some of the key policy issues relevant to the retail-banking sector are: The credit portfolio of banking business is fast changing in India.
Retail lending is becoming an important segment of bank credit.The JBRMR is published Four times a year and is a journal of the Academy of the Business and Retail Management (ABRM).
The Editors and Editorial Board of the JBRMR are committed to championing original academic papers that demonstrate method, academic rigor and integrity. International Journal of Scientific and Research Publications, Volume 2, Issue 2, February 1 ISSN barnweddingvt.com Mobile Banking as Technology Adoption and Challenges: A Case of M-Banking in India Archana Sharma, Dr.
Vineet kansal Abstract from paper-based banking solutions provider to the latest of the. The Journal of Banking and Finance (JBF) publishes theoretical and empirical research papers spanning all the major research fields in finance and banking.
The aim of the Journal of Banking and Finance is. International Journal of Finance and Banking Research (IJFBR) is an open access and peer-reviewed journal.
It serves as a forum for all the academicians, research scholars, scientists and also for the industry people to share their finance and banking views and to publish their scholarly papers. IJFBR welcomes submissions of complete and original research manuscripts, which are not under.
JBFSIR Volume 1, Issue 8 (November, ) ISSN The Journal of Sri Krishna Research & Educational Consortium JOURNAL ON BANKING FINANCIAL SERVICES & INSURANCE RESEARCH Internationally Indexed & Listed Referred e-Journal RETAIL BANKING: THE NEW BUZZWORD OF TODAY’S WORLD OF BANKING NISHITH NAGAR*; DR.
Our faculty have received numerous coveted research grants awarded by premier academic institutions, research centres, corporate houses and reputed foundations such as the Bill and Melinda Gates Foundation, Ford Foundation, MacArthur Foundation, WWF, McCombs School of Business, UT-Austin and others.